Bridging Future Promises to Present Liquidity
Fusumi is a groundbreaking decentralized finance (DeFi) and PayFi protocol designed to transform how businesses and consumers interact with debt and liquidity. Whether you're a developer seeking to integrate innovative payment solutions or a business user looking to unlock new financial models, Fusumi offers a unique value proposition.
Inspired by the vastness and fluidity of the ocean, Fusumi is charting a new course in the DeFi/PayFi landscape, turning future promises into present opportunities. At its core, Fusumi facilitates the transformation of future financial obligations and promises to pay into immediate, accessible liquidity within a blockchain framework.
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🔐 Debt-NFT Innovation: Revolutionary system that mints Non-Fungible Tokens (NFTs) to represent debt obligations, creating redeemable assets that can be settled by payers or traded on dedicated liquidity marketplaces.
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⚡ Instant Liquidity Conversion: Transform future receivables into present capital by enabling businesses to sell debt-NFTs to third-party investors, providing immediate access to funds.
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🌍 Flexible Payment Solutions: Empowers both B2B and B2C models with versatile payment options including instant pay, pay-later schemes, and subscription-based services.
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🪸 Fractionalization Technology: Advanced capability to divide single debt-NFTs into multiple smaller NFTs, with each fraction representing percentage ownership and automatic proportional payment distribution.
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💰 Dynamic Credit Management: Incorporates sophisticated credit scoring mechanisms to mitigate risk and ensure sustainable lending practices within the ecosystem.
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📊 Real-Time Asset Tracking: Features dynamic NFT URIs that reflect real-time ownership and payment status, providing transparent and up-to-date asset information.
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📄 Smart Contract Governance: Built on Move language and deployed on Move testnet, leveraging smart contracts to govern the entire lifecycle of debt from issuance and transfer to payment and fractionalization.
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🎨 Ocean-Inspired Design: Beautiful, responsive interface inspired by the oceanic aesthetic of the Aptos/Move ecosystem, providing an intuitive and engaging user experience.
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🔄 Move Blockchain Integration: Seamless integration with Move blockchain for secure and efficient transactions, providing enterprise-grade reliability for all financial operations.
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🖼️ IPFS Integration: Decentralized file storage through Pinata for NFT metadata, ensuring permanent and accessible storage for all digital debt assets.SUMI UI 🪸
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Service Consumption & Debt-NFT Minting
- When a service is consumed and payment is not immediate, Fusumi automatically generates a debt-NFT that encapsulates the debt owed by the user (debtor) to the business (creditor). These aren't just digital receipts—they're redeemable assets with real financial value.
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Liquidity Marketplace Trading
- Businesses can convert their future receivables into present capital by selling debt-NFTs to third-party investors on our dedicated liquidity marketplace. This transforms traditional accounts receivable into immediate cash flow.
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Fractionalization & Investment Opportunities
- Single debt-NFTs can be divided into multiple smaller fractional NFTs, each representing a percentage of ownership. Payments to the root NFT automatically distribute proportionally to all fractional holders, creating granular investment opportunities.
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Smart Contract Lifecycle Management
- Built on Move language with smart contracts governing the entire debt lifecycle from issuance and transfer to payment and fractionalization. Dynamic NFT URIs reflect real-time ownership and payment status with integrated credit scoring for risk mitigation.
- Frontend Framework: Next.js 13.5.8 with App Router
- Language: TypeScript 5.8.3
- Styling: TailwindCSS
- Animations: Framer Motion
- UI Components: Radix UI
- Blockchain: Move Language, Move Testnet
- Database: Prisma, PostgreSQL
- Storage: IPFS/Pinata
- Icons: Lucide Icons
Experience the future of DeFi and PayFi with Fusumi!
Here are the deployed contract addresses currently in use on the Aptos Testnet:
| Contract | Deployer Address | Transaction Hash |
|---|---|---|
| Fusumi Main Package | 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a |
0x7a3f78a545c4c9b4b5b918007304e85fa18b0bc492d15cbb9698841586f27343 |
Feel free to explore this contract on the Aptos Explorer.
The following are the results from running Move unit tests for the Fusumi contracts:
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::stash_tests::test_load_cargo_and_verify_ownership
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::init_tests::test_dock_initialization
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::debt_coordinator_tests::test_anchor_ship_and_load_cargo
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::fusumi_market_tests::test_list_nft
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::debt_root_tests::test_create_debt_root
[ PASS ] 0x37179705197d305198c8cfa6c98af4d0fa543d61d5876bd187ba6c76131b0f2a::fusumi_market_tests::test_purchase_nft
Test result: OK. Total tests: 6; passed: 6; failed: 0
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notlongfen
Full Stack & Blockchain Developer
Lead developer specializing in Next.js applications and Aptos blockchain integration. Focuses on creating seamless user experiences and robust backend architectures for decentralized applications. -
ducmint864
Full Stack & Blockchain Developer
Expert in frontend development and smart contract integration. Crafts intuitive interfaces and ensures smooth blockchain interactions across the platform. -
nguyenkhanh0209
Full Stack & Blockchain Developer
Specializes in data architecture and API development. Ensures reliable data persistence and scalable backend solutions for the Fusumi ecosystem. -
Trong-tra
Full Stack & Blockchain Developer
Strategic developer with expertise in NFT systems and marketplace functionality. Drives innovation in coral NFT trading and split ownership mechanisms.
Made with ❤️ by Fusumi Team
